Budget Direct Insurance Referral Code: Buddy162380 (Bring A Buddy Campaign)

Affordable quality coverage for customisable car, motorcycle and travel insurance.

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For new customers, purchase any travel, car or motorcycle plan from Budget Direct Insurance with the referral link or Buddy ID: Buddy162380 to enjoy a 5% discount.

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About Budget Direct Insurance

Auto & General Insurance (Singapore) Pte. Limited (Co. Reg. No. 201626103G), trading as Budget Direct Insurance, is regulated and licensed by the Monetary Authority of Singapore (“MAS”) as a ‘Direct Insurer (General)’.

Budget Direct Insurance is a relatively new player in Singapore, having entered the local market in 2016.

However, it is actually part of a global insurance group, headquartered in the British Isles, which generates more than $2b in annual revenues, and operates from offices across four continents.

What policies does Budget Direct Insurance offer?

Common services include:

Unique ‘Higher Risk Car Insurance’

In April 2022, Budget Direct Insurance launched ‘Higher Risk Car Insurance’, a unique policy aimed at drivers who are having a hard time getting car insurance cover in Singapore.

Higher Risk Comprehensive Car Insurance plan at a glance:

  • Suitable for drivers with 2 or 3 at-fault accidents and/or claims within the last 3 years.
  • Named Driver Plan. Covers 1 Main Driver and up to 2 Named Drivers, each of whom must be between 30 to 75 years old and have held a valid driving licence for 5 or more years.
  • Policy Excess is fixed at S$3,000.
  • No-Claims Discount (NCD) Protector is not available for this policy.

Note: Budget Direct Insurance reserves the right to cancel your Higher Risk policy with 7 days’ notice once a 2nd at-fault accident and/or claim is reported under the policy.

Reasons to buy from Budget Direct Insurance

1. Customers First Commitment

Budget Direct Insurance adheres to a Customers First Commitment based on three key ideas:

  1. A simpler insurance process.
  2. Best price, every time.
    • Unnecessary extras are never automatically bundled into policies.
  3. Work with the right people to get what you need, quickly.
Customer Service

From 2020 to 2022, Budget Direct Insurance has received the Feefo Platinum Trusted Service award, an independent seal of excellence that recognises businesses for delivering exceptional experiences, as rated by real customers.

2. Cheap and Good

Being a direct insurer, there no are middleman or agent commission costs.

3. Less Hassle

  • Use MyInfo to fill out personal and vehicle details quickly and easily
  • Use SingPass:
    • for simpler and faster logins
    • less form filling to get an insurance quote for your vehicle
  • Use PayNow for instant travel/motor claims payout

4. Buddy ID discounts

The Buddy ID is like a referral code. A Buddy ID would be generated for customers upon the purchase of a policy.

The Buddy ID can then be shared with friends and family. New customers signing up with a Buddy ID will enjoy a 5% discount on their first policy.

Subsequently, they can even use their own Buddy ID to enjoy up to 10% discounts on future policies.

Web Administrator

Disclaimer: while we do our best to maintain up to date information on the available referral promotions, their terms and conditions do change frequently. We do not guarantee that the information published on this website is accurate.