POEMS Referral Program

Mon, 18 Apr 2022 00:24:52 +0800

Campaign period: 1 July 2026 to 31 August 2026

Sign up for a Cash Plus Account—or a Cash Management Account through the referral link—and opt in to SMART Park within 14 days to qualify for welcome rewards.

You must be a new customer of Phillip Securities Pte Ltd (PSPL).

POEMS Welcome Rewards

Tier 1: S$80 total US/SG stock coupons (S$10 × 8)

Fund S$3,000 within 14 days
Maintain for 30 days
Coupon validity: 90 days

Tier 2: S$300 total US/SG stock coupons (S$30 × 10)

Fund S$10,000 within 14 days
Maintain for 30 days
Coupon validity: 90 days

Tier 3: S$500 total US/SG stock coupons (S$50 × 10)

Fund S$50,000 within 14 days
Maintain for 30 days
Coupon validity: 90 days

The qualifying deposit must be fresh funds transferred from the customer’s bank account. The funds may be used for buy trades during the 30-day holding period, but they cannot be withdrawn or transferred. The required net cumulative deposit must be maintained throughout the holding period.

To receive and use the stock coupons:

Download and log in to the POEMS Mobile 3 App within 30 days of account opening
Execute an eligible online cash purchase of a Singapore or US stock through the POEMS Mobile 3 App within 90 days of becoming eligible
Meet the minimum contract value of S$100 or US$100

Other account-opening benefits include:

Free live prices for SGX and US Asian Hours
Free SGX Enhanced Market Depth until 30 November 2026
Eligible non-professional investors can opt in for free live prices for the US markets, Malaysia, Thailand and US options

All rewards are subject to POEMS’ prevailing terms and conditions.

Table of Contents

About POEMS

Phillip Securities was established in 1975, and the PhillipCapital network has a presence across 15 countries.

POEMS is the online trading platform operated by Phillip Securities. Introduced in 1996, it pioneered online share trading for retail investors in Singapore and now provides access to a wide range of global markets and investment products.

Phillip Securities Accolades

Best Retail Broker Award @ 25th Securities Investors Association Singapore (SIAS) Investors’ Choice Awards 2024
Top 5 SGX-ST Member: Small- and Mid-Cap Equities 2025
Top SGX-ST Member for ETF (Retail) 2025
Top SGX-ST Member for Singapore Depository Receipts (Retail) 2025
Top SGX-ST Member for Daily Leveraged Certificate (Retail) 2025

Multi-Asset, Multi-Market Access

POEMS provides access to over 40,000 financial products across more than 26 exchanges worldwide.

These include:

Stocks and ETFs
CFDs and forex
Futures and gold
Unit trusts
Regular Savings Plans (RSP)

Availability depends on your account type and eligibility.

Customer Support and Physical Presence

POEMS combines digital access with physical support channels.

24/7 chatbot for basic queries
Customer service hotline during operating hours
Phillip Investor Centres for in-person support

Unlike many online-only brokerages, POEMS also maintains a physical presence in Singapore.

Fees

The following commission rates apply only to Cash Plus accounts. Cash Management accounts have a different fee structure.

Cash Plus online brokerage rates are determined by the previous day’s total asset value in the account:

Total asset value	Singapore commission	US commission
S$0 to S$29,999	0.08%, no minimum	Lifetime 0 commission
S$30,000 to S$249,999	0.07%, no minimum	Lifetime 0 commission
S$250,000 and above	0.06%, no minimum	Lifetime 0 commission

These rates apply to online Cash Plus trades. Cash Plus commission rates do not apply to US Asian Hours, which has separate pricing. Other market, regulatory, handling, or product-specific charges may also apply.

Other ongoing Cash Plus and POEMS features include:

Lifetime 0 commission on US stocks and ETFs for Cash Plus accounts
No settlement fee, platform fee, or US custody fee for Cash Plus accounts
0% sales charge on unit trusts through POEMS

Check the Cash Plus Account pricing page for rates covering other markets and the latest fees.

Fees, commissions, and platform charges may change over time. Always refer to POEMS’ official pricing pages for the latest rates.

Key Features to Know

Extended Trading Hours (US Asian Hours)

POEMS offers trading of selected US equities and ETFs during Asian hours, allowing you to trade from as early as 8:00 am SGT.

US Asian Hours operates from 8:00 am to 4:00 pm SGT. Its trades are subject to separate pricing, and the standard Cash Plus commission rates, including lifetime zero US commission, do not apply during this session.

SMART Park (Idle Cash Management)

SMART Park is an excess funds management facility that automatically invests idle cash within your account.

Key features:

No lock-in period (subject to account mechanics)
No sales charge or administrative fees for the SGD and USD facilities
The HKD facility charges a 0.3% p.a. management fee, plus GST
Designed to help manage idle cash instead of leaving it unutilised

Returns are not guaranteed and depend on underlying fund performance.

SMART Portfolio (Managed Investing)

A managed portfolio solution for investors who prefer a guided approach.

SMART Portfolio assigns a portfolio based on your risk profile and manages it on your behalf.

Diversified portfolios
Designed for long-term investing
Management fees range from 0.5% to 0.8% p.a., depending on the portfolio selected

Cash Plus vs Cash Management Account

Cash Plus is a custody-based account with asset-tiered brokerage rates, while Cash Management can be linked to CDP and has a different fee structure and account mechanics.

Refer to the current POEMS information sheets for the complete details:

Learn the Basics Before You Invest

If you are new to investing, consider starting with the FREE SGX Online Education Programme.

Staying Safe from Investment Scams

Be cautious of unsolicited stock tips or investment opportunities from unofficial sources.

Common scam tactics include impersonation of financial institutions and fake investment groups.

To protect yourself:

Avoid joining unknown investment chat groups
Verify sources before acting on investment advice
Check credentials via MAS:

SMART Park | Referral Promotions (Singapore)