YouTrip Referral Promo

Sign up with YouTrip with the referral link and get S$5 when you make your first top-up.

• Sign up with YouTrip ❯

What is YouTrip?

Launched in 2018, YouTrip is Singapore’s first multi-currency mobile wallet with a prepaid Mastercard®, that allows you to pay in over 150 currencies with no fees. It also supports in-app exchanges of 10 currencies so you can lock in competitive rates anytime, anywhere.

YouTrip is issued by You Technologies Group (Singapore) Pte Ltd and is a Principal Member of Mastercard®.

Awards

• LinkedIn’s 10 Top Startups in Singapore [2023]

Investors

• raised US$50 million in Series B funding. [Oct 2023]
• raised US$30 million [2021]
• raised a record US$25.5 million in pre-Series A funding [2019]

Regulatory compliance

You Technologies Group (Singapore) Pte Ltd is a major payment institution licensed under the Payment Services Act by the Monetary Authority of Singapore.

Reasons to choose YouTrip

• No platform fees
• No annual or subscription fees. The YouTrip card is FREE!
• 0% transaction fees or markups in 150+ currencies
• 24/7 in app money changer for 10 currencies
• 3 minutes account registration
  • Download the app on iOS or Android, use SingPass MyInfo or submit your identity documents manually, and receive your YouTrip card in 7 to 12 days
• Secure
  • Lock and deactivate your card instantly with just one in-app tap if you’ve lost it
  • Instant push notifications for each payment made
• YouTrip Perks
  • YouTrip Perks partners with various merchants to offer special deals to card holders
  • Notable brands include:
    • Adidas
    • Agoda.com
    • amazon.sg
    • Booking.com
    • Dyson
    • Expedia
    • Foodpanda
    • iHerb (referral post)
    • Klook (referral post)
    • Lazada
    • Lookfantastic (referral post)
    • Nike
    • Sephora
    • Shopee (referral post)
    • Trip.com
    • Uniqlo
    • Viu
    • Watsons
    • Zalora

How to use YouTrip

1. Top up instantly with any Singapore credit or debit card and hold up to S$5,000 in a secure mobile wallet.
2. Spot the best rates, and make instant exchanges for 10 currencies
3. Use your personal YouTrip Mastercard

• in-store or online to enjoy no fees on cashless payments in over 150 currencies.
• make withdrawals at any overseas Mastercard, Maestro or Cirrus ATMs, for a flat fee of S$5.

Limits

In January 2024, YouTrip announced that users can now hold up to S$20,000 (US$15,025) in their e-wallets at any point and have an annual spending limit of S$100,000. This was possible because the maximum limits stipulated by the Monetary Authority of Singapore (MAS) had been raised.