YouTrip Referral Link: Get S$5 Bonus + Review (Multi-Currency Wallet & eSIM)

Sign up for YouTrip using the referral link and get S$5 when you make your first top-up. Terms and conditions apply.

• Sign up with YouTrip ❯

What Is YouTrip? (Singapore Multi-Currency Wallet Overview)

Launched in 2018, YouTrip is a Singapore-based multi-currency mobile wallet with a prepaid Mastercard®, allowing you to pay in over 150 currencies with no additional foreign transaction fees. It also supports in-app exchange of selected major currencies, allowing you to lock in rates ahead of time.

YouTrip is issued by You Technologies Group (Singapore) Pte Ltd and is a Principal Member of Mastercard®.

Awards

• LinkedIn’s 10 Top Startups in Singapore [2023]

Investors

• Raised US$50 million in Series B funding (Oct 2023)
• Raised US$30 million (2021)
• Raised US$25.5 million in pre-Series A funding (2019)

Regulatory compliance

You Technologies Group (Singapore) Pte Ltd is a Major Payment Institution licensed under the Payment Services Act by the Monetary Authority of Singapore.

Reasons to Choose YouTrip (Key Benefits)

• No account opening fees
• No annual or subscription fees. The YouTrip card is free
• No foreign transaction fees on supported currencies (rates are determined by YouTrip at the point of conversion)
• In-app currency exchange for selected currencies
• Fast account registration
  • Download the app, sign up via Singpass MyInfo or manual verification, and receive your card within approximately 1–2 weeks
• Security features
  • Freeze your card instantly in-app if misplaced
  • Real-time transaction notifications
• YouTrip Perks
  • YouTrip Perks offers deals with selected merchants
  • Examples may include:
    • Agoda
    • Amazon.sg
    • Booking.com
    • Expedia
    • foodpanda
    • Klook (referral post)
    • Lazada
    • Shopee (referral post)
    • Trip.com
    • Zalora
  • Available partners may change over time

How to Use YouTrip for Overseas Spending

1. Top up your wallet using a supported payment method (e.g. linked bank account or card, subject to availability).
2. Exchange currencies in-app (for supported currencies) or allow automatic conversion at point of payment.
3. Use your YouTrip Mastercard®:
   • Pay in-store or online in over 150 currencies
   • Withdraw cash at overseas ATMs. Free withdrawals are capped monthly; fees may apply thereafter, excluding any ATM operator charges and subject to YouTrip’s prevailing terms

New: YouTrip eSIM for Travel Connectivity

YouTrip offers a travel eSIM feature, allowing you to purchase mobile data within the app for overseas use.

What is YouTrip eSIM?

The YouTrip eSIM allows you to buy and activate data plans digitally, without needing a physical SIM card. It is accessible within the YouTrip app as an additional travel feature.

Key Features

• Coverage across multiple destinations (country-specific or regional plans)
• Digital activation (typically via QR code)
• Payment using your YouTrip wallet
• Prepaid data model (no roaming billing from telcos)
• Compatible with dual SIM devices that support eSIM

When It’s Useful

• Short trips where you want immediate connectivity upon arrival
• Travellers who prefer managing payments and connectivity in one app
• Backup data option to avoid high roaming charges

Things to Note

• Requires an eSIM-compatible device
• Data-only service (no local number or SMS)
• Pricing and speeds vary depending on destination and partner network

Should You Use It?

The eSIM feature is primarily for convenience.

If you value:

• Quick setup
• No SIM swapping
• A single app for travel essentials

👉 It can be a useful add-on.

If you are focused on minimising cost, standalone eSIM providers or local SIM cards may offer lower rates.

Sending Money Overseas with YouTrip

YouTrip supports international money transfers to selected countries, subject to availability and supported corridors.

Transfer speeds and supported payout methods (e.g. local instant networks) vary by destination and partner.

YouTrip Wallet and Spending Limits (Singapore)

YouTrip wallet limits are subject to MAS regulations and YouTrip’s prevailing terms.

• Maximum wallet balance: up to S$20,000
• Annual top-up limit: up to S$100,000 (rolling 365 days)

These limits may change in line with regulatory updates.

Personal Experience

Ease of Signing Up

You can use Singpass MyInfo to complete your application quickly. Approval times vary, but may be near-instant depending on verification.