YouTrip Referral Promo

Singaporeā€™s first multi-currency wallet with linked MastercardĀ® | Pay overseas with no fees in 150+ currencies

Best YouTrip referral deal 2024

Sign up with YouTrip with the referral link and get S$5 when you make your first top-up.

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What is YouTrip?

Launched in 2018, YouTrip is Singaporeā€™s first multi-currency mobile wallet with a prepaid MastercardĀ®, that allows you to pay in over 150 currencies with no fees. It also supports in-app exchanges of 10 currencies so you can lock in competitive rates anytime, anywhere.

YouTrip is issued by You Technologies Group (Singapore) Pte Ltd and is a Principal Member of MastercardĀ®.



Regulatory compliance

You Technologies Group (Singapore) Pte Ltd is a major payment institution licensed under the Payment Services Act by the Monetary Authority of Singapore.

Reasons to choose YouTrip

  • No platform fees
  • No annual or subscription fees. The YouTrip card is FREE!
  • 0% transaction fees or markups in 150+ currencies
  • 24/7 in app money changer for 10 currencies
  • 3 minutes account registration
    • Download the app on iOS or Android, use SingPass MyInfo or submit your identity documents manually, and receive your YouTrip card in 7 to 12 days
  • Secure
    • Lock and deactivate your card instantly with just one in-app tap if youā€™ve lost it
    • Instant push notifications for each payment made
  • YouTrip Perks

How to use YouTrip

  1. Top up instantly with any Singapore credit or debit card and hold up to S$5,000 in a secure mobile wallet.
  2. Spot the best rates, and make instant exchanges for 10 currencies
  3. Use your personal YouTrip Mastercard
  • in-store or online to enjoy no fees on cashless payments in over 150 currencies.
  • make withdrawals at any overseas Mastercard, Maestro or Cirrus ATMs, for a flat fee of S$5.


In January 2024, YouTrip announced that users can now hold up to S$20,000 (US$15,025) in their e-wallets at any point and have an annual spending limit of S$100,000. This was possible because the maximum limits stipulated by the Monetary Authority of Singapore (MAS) had been raised.

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