YouTrip Referral Link: Get S$5 Bonus on Your First Top-Up

Sign up for YouTrip using the referral link and get S$5 when you make your first top-up.

• Sign up with YouTrip ❯

What Is YouTrip? (Singapore Multi-Currency Wallet Overview)

Launched in 2018, YouTrip is Singapore’s first multi-currency mobile wallet with a prepaid Mastercard®, allowing you to pay in over 150 currencies with no additional foreign transaction fees. It also supports in-app exchange of 12 currencies, so you can lock in competitive rates anytime.

YouTrip is issued by You Technologies Group (Singapore) Pte Ltd and is a Principal Member of Mastercard®.

Awards

• LinkedIn’s 10 Top Startups in Singapore [2023]

Investors

• Raised US$50 million in Series B funding (Oct 2023)
• Raised US$30 million (2021)
• Raised a record US$25.5 million in pre-Series A funding (2019)

Regulatory compliance

You Technologies Group (Singapore) Pte Ltd is a Major Payment Institution licensed under the Payment Services Act by the Monetary Authority of Singapore.

Reasons to Choose YouTrip (Key Benefits)

• No platform fees
• No annual or subscription fees. The YouTrip card is FREE!
• 0% foreign transaction fees or markups in 150+ currencies
• 24/7 in-app currency exchange for 12 currencies
• 3-minute account registration
  • Download the app on iOS or Android, use Singpass MyInfo or submit your identity documents manually, and receive your YouTrip card in 7 to 12 days
• Secure
  • Lock and deactivate your card instantly with just one in-app tap if you’ve lost it
  • Instant push notifications for each payment made
• YouTrip Perks
  • YouTrip Perks partners with various merchants to offer special deals to cardholders
  • Notable brands include:
    • Adidas
    • Agoda.com
    • Amazon.sg
    • Booking.com
    • Dyson
    • Expedia
    • foodpanda
    • iHerb (referral post)
    • Klook (referral post)
    • Lazada
    • Lookfantastic (referral post)
    • Nike
    • Sephora
    • Shopee (referral post)
    • Trip.com
    • Uniqlo
    • Viu
    • Watsons
    • Zalora

How to Use YouTrip for Spending Overseas

1. Top up instantly with any Singapore credit or debit card and hold up to S$20,000 in your secure mobile wallet (subject to prevailing limits).
2. Spot competitive exchange rates and make instant exchanges for 12 supported currencies.
3. Use your personal YouTrip Mastercard®:
   • In-store or online to enjoy no foreign transaction fees on cashless payments in over 150 currencies.
   • Withdraw cash at overseas Mastercard, Maestro or Cirrus ATMs. Free up to S$400 per calendar month; a 2% fee applies thereafter, excluding any ATM operator charges.

Sending Money Overseas with YouTrip

YouTrip can also be used to send money overseas to 40+ countries like Malaysia, the Philippines, Indonesia and India at competitive exchange rates.

Selected corridors support same-day or instant transfers (such as DuitNow, GCash and UPI), subject to partner processing times and availability.

YouTrip Wallet and Spending Limits (Singapore)

In January 2024, YouTrip announced that users can now hold up to S$20,000 in their e-wallets at any point and have an annual top-up limit of S$100,000 per rolling 365 days, in line with revised limits under MAS regulations.

Personal Experience

Ease of Signing Up

You can use Singpass MyInfo to submit your application in minutes. Account approval times vary, but mine was granted within 10 minutes of submitting my YouTrip account application.