YouTrip Referral Promo

Sign up with YouTrip with the referral link and get S$5 when you make your first top-up.

• Sign up with YouTrip ❯

What is YouTrip?

Launched in 2018, YouTrip is Singapore’s first multi-currency mobile wallet with a prepaid Mastercard®, that allows you to pay in over 150 currencies with no fees. It also supports in-app exchanges of 10 currencies so you can lock in competitive rates anytime, anywhere.

YouTrip is issued by You Technologies Group (Singapore) Pte Ltd and is a Principal Member of Mastercard®.

Awards

• LinkedIn’s 10 Top Startups in Singapore [2023]

Investors

• raised US$50 million in Series B funding. [Oct 2023]
• raised US$30 million [2021]
• raised a record US$25.5 million in pre-Series A funding [2019]

Regulatory compliance

You Technologies Group (Singapore) Pte Ltd is a major payment institution licensed under the Payment Services Act by the Monetary Authority of Singapore.

Reasons to choose YouTrip

• No platform fees
• No annual or subscription fees. The YouTrip card is FREE!
• 0% transaction fees or markups in 150+ currencies
• 24/7 in app money changer for 10 currencies
• 3 minutes account registration
  • Download the app on iOS or Android, use SingPass MyInfo or submit your identity documents manually, and receive your YouTrip card in 7 to 12 days
• Secure
  • Lock and deactivate your card instantly with just one in-app tap if you’ve lost it
  • Instant push notifications for each payment made
• YouTrip Perks
  • YouTrip Perks partners with various merchants to offer special deals to card holders
  • Notable brands include:
    • Adidas
    • Agoda.com
    • amazon.sg
    • Booking.com
    • Dyson
    • Expedia
    • Foodpanda
    • iHerb (referral post)
    • Klook (referral post)
    • Lazada
    • Lookfantastic (referral post)
    • Nike
    • Sephora
    • Shopee (referral post)
    • Trip.com
    • Uniqlo
    • Viu
    • Watsons
    • Zalora

How to use YouTrip

1. Top up instantly with any Singapore credit or debit card and hold up to S$5,000 in a secure mobile wallet.
2. Spot the best rates, and make instant exchanges for 10 currencies
3. Use your personal YouTrip Mastercard

• in-store or online to enjoy no fees on cashless payments in over 150 currencies.
• make withdrawals at any overseas Mastercard, Maestro or Cirrus ATMs, for a flat fee of S$5.

Limits

In January 2024, YouTrip announced that users can now hold up to S$20,000 (US$15,025) in their e-wallets at any point and have an annual spending limit of S$100,000. This was possible because the maximum limits stipulated by the Monetary Authority of Singapore (MAS) had been raised.

Personal Experience

Ease of signing up

You can use SingPass MyInfo to submit your application in less than 5 minutes. Account approval times might vary but mine was granted within 10 minutes of submitting my YouTrip account application.