uSMART Invitation Code: uuw2 (Referral Promotion)

Your Next Generation Broker

Promotion Period: 1 March 2022 9:00 to 31 May 2022 24:00 (GMT +8)

Sign up with uSMART via the invitation code: uuw2 or referral link.

Welcome Package to The Smart Investors

Receive welcome gifts when performing the following activities with uSMART:

  1. Account Registration Reward:
    • Free US and SG market Live Price
  2. Account Opening Reward:
    • SGD 15 Cash Voucher
  3. First Deposit Reward (≥SGD 2,000), select one of the following options:
    • “Live” Investment Master Course (Worth SGD 720)
    • 3 x ProShares Bitcoin Strategy ETF (BITO) shares
      • trading at around US$25 per share on 12 April 2022
      • need to maintain Daily Net Asset Value of at least SGD$2000 for 30 consecutive days. The Net Asset Value on the 30th day has to be at least SGD$2000.

Terms and Conditions apply.


In the last step of account opening, you need to specify what type of account to create. The options are:

  • uSMART Trader
  • uSMART Standard

Only uSMART Standard accounts are eligible for the ‘Welcome Gifts’, so choose wisely accordingly to your requirements.

choosing account type during account opening
choosing account type during account opening
Table of Contents

About uSMART

uSMART Securities, the leading online brokerage firm for intelligent investment, aims to provide professional Smart Investment experience via innovative technology to our clients globally.

Founded in December 2018, uSMART Group, along with headquarters in Singapore, Hong Kong, China and New Zealand, has a strong global workforce of 400+, with more than half in the product and development teams.

It operates in Singapore under USMART SECURITIES (SINGAPORE) PTE. LTD (UEN: 202110113K)


uSMART Securities is backed by a strong group of shareholders including notably, the Chow Tai Fok group which is one of the largest conglomerate based in Hong Kong.


USMART SECURITIES (SINGAPORE) PTE. LTD is licensed by the Monetary Authority of Singapore. See license information.

Apart from Singapore, it is also licensed by The Securities and Futures Commission of Hong Kong for Type 1, 4 and 9 regulated activities, and is a Financial Service Provider under the Financial Service Providers Act 2008 in New Zealand.

Commissions and fees pricing

Information can be found here.

Reasons to choose uSMART

Smart Investment

Smart Investment Strategies with analysis & indicators driven by big-data.

Diversified products

Access Global Markets & Products with the most competitive rates.

Licensed by MAS

Regulated by the Monetary Authority of Singapore (MAS).

Funds Security

Safety of Assets - Funds and holdings are held in segregated accounts with reputable custodians.

Education content

The uSMART app’s ‘Learning’ tab features a series of materials like video courses and chatrooms where you can chat with financial experts.

Welcome Benefits Mechanics

See full details in terms and conditions.

Key points that stand out to me:

  • Cash Voucher
    • cash voucher has a validity of 90 days
    • requires a minimum of 3 trades (trade value ≥ SGD 100) to use.
    • after using, the corresponding value on the cash voucher will be credited into your uSMART account within 1 working day.
  • 3 X BITO.US Shares Voucher
    • has a validity of 90 days and requires you to maintain 30 consecutive days of daily average asset ≥ SGD 2,000 to use
    • the daily average asset at the end of the 30th day has to be ≥ SGD 2,000.
    • after using, the corresponding shares will be credited into your uSMART account within 5 working day.

Experience sharing

Ease of Account Creation

First of all, registering a login account and opening a trading account are two separate matters.

Step 1: Registering a login account:

  • use a mobile number to sign up with uSMART

Step 2: Opening a trading account:

  • after registering an account, download the uSMART app and login.
  • select the option to “Open Account”
  • opening an account requires entering personal particulars and trading experience manually, or via Singpass MyInfo.
  • take extra caution when selecting the account type to create to avoid missing out on the welcome gifts.
where to find the 'Open Account' option in the uSMART app
where to find the ‘Open Account’ option in the uSMART app

I created my account in April 2022 and was impressed by the ease of opening an account. I skipped filling up personal particulars via SingPass MyInfo.

uSMART SingPass MyInfo support

The whole process took probably 7-8 minutes. I submitted my application to open an account in the evening and it was approved within the hour.


The easiest way is to link your bank account through the eGIRO feature.

If you use the PayNow or FAST option, remember to tap on the “Transferred. Notify uSMART” button at the bottom of the app to provide additional information like the account number, deposit amount and a transaction screenshot. I did not do this and the funds did not get deposited.

It was only a couple of days later that a customer service officer called me up and informed me that I needed to submit these information for the deposit to go through.

Best FX rates from SGD to USD

I observed that uSMART Securities edges the competition slightly in terms of the FX rates from SGD to USD. [May 2022]

Educate yourself on investing

I would strongly recommend you register a FREE account with SGX’s Online Education Programme and complete the basic courses first if you are new to investing.

Web Administrator

Disclaimer: while we do our best to maintain up to date information on the available referral promotions, their terms and conditions do change frequently. We do not guarantee that the information published on this website is accurate.