StableHouse Referral Code: WmaAvB (Referral Promo)

Your safe space to invest in crypto

Note: this article was originally published on in March 2022.

Due to a strong demand for account opening, StableHouse is currently placing potential customers on a waitlist first. I waited for 5 weeks before receiving an invite to open my account in March 2022.


  • It is advisable to first join the waitlist, then research the platform to decide whether you want to proceed to open an account.
  • You do not need the referral code when joining the waitlist. Enter it only during the sign-up process to enjoy referral benefits.

Promotion period: till 31 July 2022 5pm (UTC)

In summary, new users can benefit from the ‘Referral’ and ‘Welcome Bonus’ programs to receive up to 140 USDC in bonuses.

Referral Program:

  • Receive 40 USDC when you open a StableHouse account with the referral code: WmaAvB, and fulfill the following requirements:
    • get KYC verified.
    • make a minimum deposit of $500 and keep it in your account for 60 days.
      • StableHouse only looks at the value of the underlying asset when it arrives in your account. The change (drop or rise) of the assets price will not impact earning the reward.

Welcome Bonus Program:

  • be rewarded with US$100 equivalent in value in Digital Assets to your first deposit that is at least US$5,000 equivalent in value, and keeping this deposit in your Stablehouse account for 60 days.

See detailed terms and conditions of these programs:

Table of Contents


StableHouse was created to empower everyone to invest, learn and earn from sustained, high interest returns on digital currencies. As a regulated and intuitive platform with industry-leading security, we make financial growth easier for everyone.

Founded in 2018, StableHouse is XBTO’s Bermuda based crypto deposit platform.

Bermuda is a jurisdiction dedicated to the growth of the Digital Asset space. It has dedicated legislation (the Digital Assets Business Act) designed to provide regulatory clarity to companies operating and servicing the global crypto markets.

StableHouse is licensed to conduct digital asset business under the Digital Business Act 2018 by the Bermuda Monetary Authority.

About XBTO

XBTO is a world leader in crypto finance:

  • In 2015, they were the first to provide institutional liquidity to the major trading platforms
  • XBTO offers a portfolio of products and solutions in OTC trading, asset management, derivatives, venture capital, crypto mining, research, analytics and consulting.

Business model

StableHouse is able to generate returns by pooling customer funds and lending them to trusted partners who place them into market neutral investment strategies. These partners are all vetted in accordance with StableHouse’s credit risk policy. Complete transparency is maintained with the regulators (Bermuda Monetary Authority).

The in-house team of experts also make strategic, considered investments to create greater value on investor holdings.

Earning Rates

StableHouse offers up to 12% interest on fiat-based Stablecoin deposits and 6% APY on Bitcoin and Ethereum deposits on up to $100,000 in USD or equivalent.

Latest earning rates can be found here.


  • Investors start earning interest instantly on any deposit.
  • Interest is paid out every Friday.
    • The accrual period begins on Thursday, 00:00 UTC and ends on Wednesday, 23:59 UTC.
    • Interest accrual is in the same coin as the asset you have deposited into your account
  • Investors can cash out anytime.


  • StableHouse closed a seed funding round of $12 million USD [Oct 2021]
    • Investors include
      • Coinbase Ventures, the investment arm of Coinbase, the cryptocurrency exchange
      • Dragonfly Capital, the VC focussing on crypto asset investment
      • Liberty City Ventures, the New York based, technology-focused venture capital firm.
  • Raised $2.18 million in seed funding [Oct 2020]
    • Top-tier investors include Coinbase Ventures, DragonFly Capital and XBTO Ventures

Major Developments

  • announced the early access launch of the regulated and licensed digital assets platform [Nov 2021]

Presence in Singapore


Regulation by Monetary Authority of Singapore (MAS)


Social media


Learning hub

Extensive crypto knowledge hub educating users with:

  • expert articles on the latest trends and predictions
  • ongoing community tips
  • case studies
  • interactive tools

Trading platforms

  • Web

✔️ Unique Selling Proposition (USP)

Isolated Assets

StableHouse partnered with Fireblocks to store 95% of digital assets using hardware isolated MPC wallets so investors’ crypto remains completely protected.

About Fireblocks

Fireblocks is a leading enterprise-grade platform delivering a secure infrastructure for moving, storing, and issuing digital assets. Fireblocks enables banks, fintechs, exchanges, liquidity providers, OTCs, and hedge funds to securely manage digital assets across a wide range of products and services.

The technology consists of the Fireblocks Network and MPC-based Wallet Infrastructure. Fireblocks serves over 250 financial institutions and has secured over $400 billion in digital assets. Fireblocks has a unique insurance policy that covers assets in storage & transit and offers 24/7 global support.

For more information, please visit

Usage Notes and Tips

KYC via Onfido

[Mar 2022] Onfido supports the KYC process for StableHouse. I noted that you cannot upload scans of your identity card on your desktop computer and take the verification selfie on your mobile. Both actions have to be performed on the same device.

Receiving my referral bonus and deposit bonus

I deposited 1000 USDC on 1 April 2022 and received two emails moments later:

Email 1: Thanks for making your first StableHouse deposit

Thank you for making your first StableHouse deposit. Don’t forget, our referral bonus is all yours when you keep your deposit in your account for 30 days. That’s 40 USDC paid straight into your StableHouse account. Plus, [referrer name] gets their bonus too.

Email 2: StableHouse is rewarding you

Thank you for making your deposit of 1,000.00 USDC.

You’re now eligible to earn 100 USDC

Now you have made your first deposit, all you have to do is keep it in your account for 30 days. Once this period is over, we will pay your deposit reward straight into your StableHouse account.

Would update again when I receive the actual bonuses in my account.

Supported blockchains

[Mar 2022] StableHouse supports both the Bitcoin and the Ethereum blockchain. They are working on supporting other blockchains which would help bring down the cost of depositing assets into the platform.

Withdrawal fees

Crypto withdrawal fees can be found here. As of March 2022, the withdrawal fees for USDC is 10 USDC which is pretty competitive.

Learn more on crypto investing in Singapore

For more crypto-related insights and promotions from a Singapore perspective, visit
Cryptocurrency is a high-risk investment. The value of cryptocurrency can fluctuate significantly and you may lose the capital you invest. Before investing, educate yourself about cryptocurrencies and to familiarise yourself with the risks involved.
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