SingX Referral Code KELVIN14472 ($10 Credit + 2 Free Transfers)

About SingX Singapore (Regulation & Licensing)

SingX Pte Ltd is a company registered in Singapore (UEN: 201433979Z) and works with licensed remittance operators in each country.

In Singapore, SingX operates via its group company, SingX Singapore Pte Ltd (UEN: 201533243W), which is regulated as a Major Payment Institution (License No. PS20200369) by the Monetary Authority of Singapore (MAS).

What is the SingX Wallet?

SingX offers a wallet that can be used for remittances, overseas bill payments, and global mobile top-ups. Funds can be deducted from your wallet balance to process transactions quickly once credited.

The SingX SGD Wallet also allows you to:

• Top up once and make multiple transfers
• Avoid funding each transaction separately

SingX Features (What You Need to Know)

SWIFT transfers to 180+ countries

SingX supports international transfers via SWIFT to over 180 countries, covering a wide range of use cases such as education fees, investments, travel expenses, family support, and business payments.

Key features include:

• Broad currency support (including SGD, USD, EUR, GBP, JPY, INR, CNY and more)
• Support for SHA, OUR, and Full Pay transfer modes
• Typically more cost-efficient than traditional banks, depending on the route and fees applied

Expanded African transfer corridors

SingX has expanded its reach across Africa, supporting transfers to:

• Nigeria (NGN)
• Ghana (GHS)
• Kenya (KES)
• Uganda (UGX)
• Senegal / Benin / Burkina Faso (XOF)
• Rwanda (RWF)
• Malawi (MWK)
• Ethiopia (ETB)
• Cameroon (XAF)

For these corridors:

• FX rates are generally competitive
• Fees are transparent upfront
• Transfers are often completed within the same day, subject to cut-off times and destination

Touch ’n Go eWallet support (Malaysia transfers)

SingX supports transfers to Touch ’n Go (TNG) eWallet in Malaysia, offering a convenient payout option depending on your recipient’s preference.

Why use SingX for overseas transfers?

• Regulated by the Monetary Authority of Singapore (MAS), providing an added layer of trust compared to unlicensed providers.
• Generally competitive FX rates, with fees shown upfront.
• Wide global coverage, including SWIFT transfers to 180+ countries.
• Convenient sign-up using MyInfo (via Singpass).
• Transfers are typically processed quickly (often within the same day for certain corridors, subject to cut-off times and destination).

My experience using SingX

SingX is a cost-effective and convenient way to send money overseas. I primarily use it for transfers from Singapore to Malaysia, and the process has been smooth and reliable.

Competitive rates for SGD to MYR transfers

Based on typical usage, SingX rates for SGD to MYR transfers are generally competitive. In some cases, the rates may be close to mid-market levels (such as those seen on Google), depending on fees and timing.

Where to enter the SingX referral code

If you choose the "Sign up using SingPass (Quick & Easy)" option, after submitting your details via the Singpass app, you will be directed to a "Create Profile" form.

Sections of this form include:

• Personal Details
• Residence Status
• Address
• Others

The final field under the "Others" section is where you can enter the referral code, as shown in the screenshot below.

PSA: Avoid scams and illegal activities