Standard Chartered Bank Account Referral Promotion

Last updated on 24 Apr, 2026 3 min read Personal Banking

Promotion period: 1 April – 30 June 2026 (or until withdrawn, subject to prevailing terms and conditions).

Note: Bonus$aver interest rates are scheduled to be revised downward effective 1 May 2026. Check the Standard Chartered website for the latest rates before applying.

Check out the Bonus$aver Account — earn up to 7.05% p.a. interest on the first S$100,000 eligible balances (rates applicable to April 2026; subject to revision from 1 May 2026).

Use the referral link and apply now to receive cashback when you deposit and maintain fresh funds, subject to the promotion requirements.

Referral Cashback (Current Offer)

  • Up to S$168 cashback
  • Requires deposit and maintenance of S$50,000 in fresh funds
  • Available to new Bonus$aver clients only

How to apply with referral code

  1. Visit the SC Singapore referral page
  2. Click on “Referral Sign Up”
  3. Enter referral code: D464C
Table of Contents

Open Your Bonus$aver Account via Singpass MyInfo

You can complete your application instantly with Singpass MyInfo. For Singpass holders applying with MyInfo, no documents are required.

Standard Chartered Bonus$aver Account Review (Singapore)

1 account, multiple ways to earn bonus interest

Key Features

Multi-currency features

  • Transact in up to 14 currencies from the same account
  • Convert at competitive FX rates
  • Enjoy S$0 fees for overseas transactions charged by Standard Chartered (fees from other banks may still apply)
  • Bonus interest applies to SGD balances only

Earn up to 7.05% p.a. interest

Bonus interest is currently driven by four elements:

  • Salary credit
  • Card spend
  • Investment
  • Insurance

To achieve the maximum advertised interest rate, you need to fulfil all four components.

Typical qualifying requirements include:

  • Salary credit of at least S$3,000 net per month via GIRO, PayNow, or FAST (with Purpose Code “SALA”)
  • Eligible card spend of at least S$1,000 per month on your Bonus$aver card (certain transactions, such as bill payments, EZ-Link top-ups, and AXS payments, do not qualify)
  • A qualifying investment of at least S$30,000 in eligible unit trusts or online equities through Standard Chartered
  • A qualifying insurance policy with a minimum annual premium of S$24,000 (purchased through Standard Chartered)

Most users will realistically earn a lower effective rate depending on which requirements they meet. In practice, the highest advertised rate is largely driven by the investment and insurance components, and meeting only the salary and card spend criteria currently yields around 2.05% p.a. (subject to downward revision from 1 May 2026). Always check the Standard Chartered website for the latest rates and eligibility criteria before applying.

Lifestyle privileges

Enjoy additional The Good Life® privileges with your Bonus$aver World Mastercard Credit Card or Debit Card.

Check out the deals and benefits you can enjoy as a Standard Chartered cardholder at The Good Life®.

Bonus$aver SCB Standard Chartered Bank
Auntiehuat
Auntiehuat
Web Administrator

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