Pace Referral Promo

Paying with Pace gives you the freedom to OWN IT.

Sign up with Pace to spread your purchases into 3 interest-free installments. Receive a S$5.00 voucher if you sign up through the referral code: tvqvvnd, or referral link.

Table of Contents

About Pace

Pace Enterprise (Pace) is a buy-now-pay-later (BNPL) operator founded in 2021. It is one of Asia’s largest BNPL platforms, with thousands of merchants, and usable in countries like Singapore, Malaysia, Thailand, Hong Kong, and Japan. You’ll also be able to use Pace app to make payment at awesome brands like Zalora, Victoria’s Secret, Superdry, Bath & Body Works, and more

In 2022, it acquired the assets of Rely, a competitor in the market.


Using the Pace app lets you do the following:

  1. Turn your payments into 3 interest-free instalments
    • Get your purchases quickly, and pay just a third of it upfront. The remaining amount will be split over two more interest-free instalments.
  2. Shop online or at your favourite stores
    • Scan with the app for in-store payments and when you’re shopping online. Instalment payments are approved instantly, along with exclusive access to future Pace promotions.
  3. Get discounts from stores you love
    • Be a part of the inside scoop on exclusive offers from your preferred stores, and get recommendations on new stores you might like.
  4. Have full transparency for ongoing and upcoming payments
    • Review all past and future transactions with Pace, manage your payments and access history of all transactions made via your account.

Pace Card

Checkout online or in-store with your Pace card, to split your payments into 3. Just enter your Pace card details online, and you’re good to go.

The Pace card is an all-digital card designed for online shopping. The card is free with no fees, and allows customers to split the cost of purchases at participating merchants.

You need to link a credit/debit card to the Pace Card to set it up.

Experience sharing of Pace Card

Pace Chrome Extension

The Pace Chrome Extension lets users pay from anywhere, right from their computer.

Merchants to shop at with Pace

Merchants of interest to me include:

  • Apple (online)
  • Charles & Keith (online)
  • HipVan (online)
  • iHerb (online)
  • Klook (online)
  • Kris+ app
  • KrisShop
  • Domino’s Pizza (online)
  • Owndays (in-store)
  • Qoo10 (online)
  • (online)
  • Uniqlo (online)

Visit here for the complete list of partner merchants. The list is HUGE!

Experience Sharing

How exactly do I use Pace at a physical store?

I used Pace twice in October 2022 and the steps differed slightly between the two occasions.

Experience 1: splitting my payment for a package at a Dr.Stretch outlet

Process flow:

  1. ensure details of a valid credit/debit card is added in the Pace app
  2. the staff at Dr.Stretch provided me a QR code to scan using the Pace app
  3. upon scanning, the amount due is indicated in the Pace app
  4. within the Pace app, I can apply a promo code before proceeding with the payment.

Experience 2: splitting my payment for clothing at Giordano

Process flow:

  1. ensure details of a valid credit/debit card is added in the Pace app
  2. scan a Pace QR code at the cashier counter
  3. manually enter the amount I wish to pay
  4. within the Pace app, I can apply a promo code before proceeding with the payment.
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