OCBC 360 & 365 Credit Card Promo + Referral Code CZXQ37JB – 5.45% Interest, 6% Cashback & Disney+

For All Your Banking Needs

Last updated on 06 Apr, 2026 5 min read Payment Card, Personal Banking

Validity period: 1 April 2026 to 30 June 2026

Not yet an OCBC customer? Here’s the latest deal 👇

Apply via the OCBC app using referral code: CZXQ37JB

You could receive:

Up to 5.45% p.a. on your first S$100,000 with the OCBC 360 Account (when criteria are met)
Up to 6% cashback on everyday spending with the OCBC 365 Credit Card
1-year Disney+ Premium subscription (worth S$189.89) or S$80 cash credit (with salary credit of ≥ S$1,800 by the following month)

💡 Important:

Deposit at least S$1,000 and maintain for 30 days for account eligibility
Salary credit must be via GIRO (“GIRO-SALARY”) or FAST (“SAL” / “SALARY”)
Disney+ reward is for new OCBC customers only

🎁 I will receive up to S$10 referral reward if you sign up using my code — thank you for supporting 🙏

Details, T&Cs, and full eligibility criteria are available in the OCBC app.

Apply via OCBC App ❯

Table of Contents

About OCBC Bank Singapore

OCBC Bank is Singapore’s longest established local bank, formed in 1932 from the merger of three local banks. Today, it is one of the largest financial services groups in Southeast Asia by assets and among the world’s most highly rated banks, with strong credit ratings from Moody’s, Fitch and S&P.

OCBC is consistently ranked among the World’s Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker. Its key markets include Singapore, Malaysia, Indonesia and Greater China.

Why Open an OCBC Account?

Global Cross-Border Payments via Alipay+

OCBC is the first bank in Singapore to offer Alipay+, a suite of global cross-border payment solutions operated by Ant Group, through the OCBC Digital app.

Under this integration, OCBC customers can pay at participating overseas merchants within the Alipay+ network directly from their OCBC Singapore bank accounts via the OCBC app. There is no need to download or top up third-party wallets.

Exchange rates are displayed in real time within the app before confirmation. Applicable FX rates are provided within the Alipay+ ecosystem, and customers can review the rate prior to completing the transaction.

OCBC customers travelling to selected destinations such as Mainland China, Malaysia and South Korea can use this feature where supported by participating merchants.

See the full media release for more details.

Instant Transfers to WeChat Pay and Alipay (China)

Among the first banks in the Asia Pacific region to offer this capability.

OCBC enables near-instant transfers to eligible WeChat Pay and Alipay users in China via the OCBC mobile banking app.

This service facilitates faster peer-to-peer transfers compared to traditional remittance methods. Processing time is typically within minutes, subject to system availability.

To use the service, customers require the recipient’s registered name and mobile number. Fees and FX spreads (if applicable) are reflected in-app before confirmation.

OCBC 360 Account – High Interest Savings Account Singapore

The OCBC 360 Account is a savings account designed to reward customers for salary crediting and eligible transactions.

Key features include:

Earn up to 2.45% p.a. on your first S$100,000 when you credit your salary, save and spend
Earn an additional bonus interest (currently up to 3.00% p.a.) when you purchase eligible insurance or investment products

Interest rates are tiered and depend on meeting specific criteria each month. For full details and latest interest rates, visit the official product page.

OCBC 365 Credit Card – Everyday Cashback Credit Card Singapore

Enhanced cashback every day, everywhere

The OCBC 365 Credit Card offers cashback across everyday categories such as dining, groceries, online spending, petrol and recurring bills, subject to minimum spend requirements and category caps.

The headline “up to 6% cashback” applies to specific categories and is subject to prevailing promotional mechanics and monthly caps.

For full details, visit the official product page.

Products for Foreigners and Multi-Currency Users in Singapore

Global Savings Account (USD and Multi-Currency)

Access up to 10 major currencies in one account

The OCBC Global Savings Account allows customers to hold and transact in multiple foreign currencies within a single account. Features include:

No monthly account fees (subject to prevailing terms)
FX rate alerts and auto-execution features via the OCBC app
Ability to convert currencies within the app at displayed FX rates

Statement Savings Account (SGD)

A straightforward SGD savings account that allows customers to transact, save and track balances via monthly statements and digital banking access.

How to Find Your Own OCBC Referral Code

After successfully opening your OCBC 360 Account and/or 365 Credit Card:

Log in to the OCBC app.
Tap on the “Rewards” tab at the bottom of the screen.
Go to “Your rewards wallet” → “Make referrals” and tap the referral banner.
Your personal referral code will be displayed in-app.
Share it with friends to earn referral rewards (subject to prevailing terms).

Under the prevailing referral structure, rewards are credited to the referrer only. Friends applying may not receive a separate referral bonus unless explicitly stated in the active campaign.

Referral mechanics and app navigation may change from time to time, so always refer to the latest in-app details.

Alipay+ 360 Account Credit Card OCBC OCBC 365 Credit Card