OCBC Referral Code: ZVQU37JB (Referral Promotion)

About OCBC

The OCBC Bank group comprises a family of companies owned by Singapore’s longest established local bank, formed in 1932 from the merger of three local banks.

OCBC is now the second largest financial services group in Southeast Asia by assets and one of the world’s most highly-rated banks, with an Aa1 by Moody’s and an AA-by both Fitch and S&P.

OCBC is consistently ranked among the World’s Top 50 Safest Banks by Global Finance and have been named Best Managed Bank in Singapore by The Asian Banker. OCBC’s key markets are Singapore, Malaysia, Indonesia and Greater China.

Unique reasons to own a OCBC account

Global cross-border payments via Alipay+

OCBC is the first bank in Singapore to avail Alipay+, a suite of global cross-border payments and marketing solutions operated by Ant Group, through the OCBC Digital app.

Under this partnership, OCBC customers will be able to pay at millions of merchants stores in Alipay+’s global ecosystem using the OCBC Digital app. Payments are made directly from their OCBC Singapore bank accounts, and there is no need for OCBC customers to download, set up and fund third-party payment apps or to queue for currency exchange. The exchange rate applied is offered by Alipay+. It is competitive and can be seen in real-time, with no additional fees and charges.

OCBC Singapore customers travelling to Mainland China, Malaysia and South Korea will be the first to enjoy this service.

See full media release for more details.

Instant Transfers to WeChat Pay and Alipay in China

First bank in the Asia Pacific region to offer this capability.

In 2024, OCBC Bank introduced a new feature that enables instant money transfers to WeChat Pay and Alipay users in China.

Accessible via the OCBC mobile banking app, this service leverages Visa Direct to facilitate rapid peer-to-peer transfers, cutting the processing time from 2-5 days to just seconds.

To use the service, customers only need the recipient’s China national identification name and mobile number. Transactions are free of charge.

360 Account

The 360 Account by OCBC is a savings account that offers a variety of features designed to help you grow your savings.

Features include:

• Earn up to 4.65% a year on your first S$100,000 when you credit your salary, save and spend
• Earn an additional 3.00% a year when you insure and invest

For more information, visit the official product page.

365 Credit Card

Enhanced cashback every day, everywhere

The OCBC 365 Credit Card lets you earn cashback at all your favourite brands across various categories – from daily necessities to recurring bills and more.

For more information, visit the official product page.

Products for foreigners

Global Savings Account (USD)

Access up to 10 major currencies in one account

Save, spend and accumulate foreign currency with no admin fees. Lock in desired FX rates with Rate Alerts and Auto-execute orders

Statement Savings Account (SGD)

A hassle-free account that lets you transact, save, and keep track with monthly statements.