HeyMax Referral Code: AA68C276
Our mission is to simplify and optimise credit card usage
Get 200 Max Miles when you sign up with HeyMax via using the referral code: AA68C276.
Requirements:
- Verify your phone number
- Make your first shop or voucher purchase
- Chocolate Finance transactions are not eligible.
Terms and conditions apply.
PRO TIP
If you do not have a Chocolate Finance account yet, I highly recommended you sign up for it and link your Chocolate Finance Visa debit card to HeyMax.
This allows you to earn up to 2 miles per dollar spend on almost everything!
I managed to earn miles when paying for my insurance policies from:
- BudgetDirect (see referral post)
- FWD (see referral post)
- InsuredDIY (see referral post)
- Singlife
Other ways to earn miles include:
- Parking.sg app
- Singtel bill payment
- Vehicle road tax payment
No miles were credited for:
- AXS Payments
- Buying eCapitaVouchers from the CapitaStar app. Such transactions are categorised under Merchant Category Code (MCC) 6540, used to identify funding transactions, such as account funding, prepaid load, and stored value card purchases.
Check out the Chocolate Finance referral post.
Table of Contents
About HeyMax
Launched in 2023 by four former Meta engineers, HeyMax is a Singapore-founded personal finance platform that is building a company to revolutionize the way credit cards operate for individuals.
By 2025, it has onboarded over 150,000 users.
Rewards: HeyMax allows consumers to earn and redeem Max Miles from hundreds of businesses. Max Miles can be used for gift cards, flight redemptions, or transferred to points with 30+ airline and hotel partners.
Card usage recommendations: The platform allows users to specify the credit cards they own, and provide instant recommendations for maximizing rewards on purchases.
HeyMax’s 1st Anniversary in September 2024
Max Miles was launched on 8th September 2023. Initially the service only had:
- 50 Merchants, with only shopping available
- 10 Airlines and Hotels Transfer Options
- No Apps, No Chrome Extension
- 3,000 Monthly Active Maxers
- Less than 1000 Telegram users in their Telegram group
By September 2024, Max Miles boasts:
- 500+ Merchants, ranging from Credit Cards, Insurance, Online Shopping, Travel to Restaurants.
- 27 Airlines and Hotels Transfer Options + FlyAnywhere Programme
- iOS, Android and Chrome Extension
- Nearly 30,000 Monthly Active Maxers
- 7,000 in their Telegram Group
- Close to 91 Million Miles issued, the equivalent of 5000 trips
Investor backing
- announced the completion of a US$2.6 million (SG$3.5 million) seed funding round led by January Capital. [Jul 2024]
Products
Dine Out
Dine & Earn with Chope!
HeyMax launched “Dine Out” hub in collaboration with Chope. Users can access to thousands of dining options and earn Max Miles redeemable in just 5 days.
Simply:
- Book your table through Chope directly from the HeyMax app.
- Dine & Earn 75 Max Miles per booking
Vouchers
Buy Vouchers. Earn Instant Max Miles.
Launched in October 2023, earn Max Miles on top of your credit card rewards when you purchase a voucher with HeyMax.
You can also send the vouchers via email to friends and loved ones, or as a corporate gift. Recipients can use the vouchers without having a HeyMax account.
HeyMax partners with FavePay (see Fave referral post) to bring you this new rewarding way to shop. Alternative payment methods include Amex, Visa, Mastercard and PayNow.
Steps:
- Choose vouchers from dozens of merchants
- Pay and the Max Miles will be credited into your account
Notable voucher merchants include (as of Jan 2026):
- % Arabica
- 7-Eleven
- Airalo (referral post)
- Amazon.sg
- Best Denki
- Courts
- Dunkin Donuts (up to 1.75 Max Miles per SGD)
- Fairprice
- Fragrance Bak Kwa
- Giant
- Grab (up to 2.5 Max Miles per SGD)
- Golden Village
- IKEA
- Klook (referral post)
- Marché Mövenpick (referral post) (up to 1.75 Max Miles per SGD)
- MINISO (up to 0.75 Max Miles per SGD)
- Paris Baguette (referral post)
- Pelago (referral post)
- Playmade (referral post)
- Robinsons (0.75 Max Miles per SGD)
- Ryde (referral post)
- SEPHORA (1.75 Max Miles per SGD)
- SHEIN (referral post)
- Sheng Siong
- Swensens (up to 4.25 Max Miles per SGD)
- TADA (see referral post) (3.75 Max Miles per SGD)
- TANGS
- Zalora
Max Miles
Max Miles is a miles reward program that offers new ways for you to earn miles on top of your credit card rewards.
Max Miles key features:
- never expire
- can be transferred to airline programs at 1:1 transfer ratio and no conversion fees.
- can be transferred to hotel programs at 1:1 transfer ratio and no conversion fees.
- e.g. World of Hyatt, Marriott Bonvoy, IHG One Rewards, and Wyndham Rewards Points
- can be exchanged for gift cards from top-tier merchants, such as Grab, Zalora, Cold Storage, Lazada, Shopee, and more. Once your Max Miles tally reaches 1,000, you can treat yourself to a $10 gift card!
HeyMax is constantly expanding on the number of partner it works with. As of January 2026, you can redeem Max Miles at 1:1 conversion rate at 30+ airlines and hotels.
When you visit merchants from clicking the tracking link on HeyMax, it allows you to earn Max Miles when you make purchases. The list of merchants is growing constantly. Notable partners include:
- Accor Hotels / Accor Plus
- Adidas
- Agoda
- Airalo (referral post)
- AirAsia
- Aliexpress
- Amazon
- Apple
- Booking.com
- Charles & Keith
- Decathlon (online)
- Disney Plus
- Dyson
- Easybook (referral post)
- FoodPanda
- FWD Insurance (referral post)
- G2000 (referral post)
- HipVan (referral post)
- iHerb (referral post)
- KKday
- Klook (referral post)
- Lazada
- MyRepublic (referral post)
- Nike
- NTUC Fairprice
- Paula’s Choice (referral post)
- Sephora
- Shopee
- Singapore Airlines
- Skechers
- Taobao
- Trip.com
- Udemy
- Watsons
- Zalora
Max Miles Day
Always something worth checking out.
In April 2025, HeyMax launched Max Miles Day, which falls on the 25th of every month. On this day, users can look forward to surprise discounts and bonuses.
Your Japan Trip Can Now Earn Max Miles
No extra steps, eligible spending earns Max Miles automatically as you travel.
Examples of how to earn Max Miles during your Japan trip:
- Top up Welcome Suica Mobile with HeyMax linked Visa cards
- Buy JR East Passes via Klook on HeyMax
- Stay at any of the 38 participating JR East Hotels
- Hit the slopes at GALA Yuzawa
- Book Japan’s best restaurants through TakeMe
🔜 More Max Miles across NewDays, selected restaurants and hotels will be coming on 10 Dec 2025. Click “Discover Japan” from the homepage and start earning!
Chrome browser extension
Earn Max Miles Effortlessly!
If you use the Chrome browser, you can install the HeyMax - double your miles Chrome Extension to be notified of Max Miles earning opportunities. This saves you the headache of having to keep track of the constantly expanding list of partners that HeyMax works with.
Experience sharing
Tips to book Singapore Airlines (SIA) flights using Max Miles
While we cannot transfer Max Miles to Krisflyer currently, we can transfer the Max Miles to a Star Alliance partner that supports redeeming partner flights on Singapore Airlines or operate codeshare flights.
Star Alliance direct transfer partners for HeyMax as of March 2024:
- Air Canada - Aeroplan
- Avianca - LifeMiles
- Avianca is the flag carrier of Colombia
- Thai Airways - Royal Orchid Plus
- Turkish Airlines - Miles&Smiles
Auntiehuat
Web Administrator
While we do our best to maintain up to date information on the available referral promotions, their terms and conditions do change frequently. We do not warrant, endorse, guarantee, or assume any responsibility for any loss caused by content on this website. Content may contain affiliate links, and at no cost to you, we may earn a commission when you click on them.