MariBank Mari Savings Account Referral Code: 6ABQ88AS (Referral Promotion)
One app for your personal and business banking needs
MariBank Feb 2026 Sign-Up Promotion
Cash Rewards
- Mari Credit Card Bundle
- Receive S$15 cash when you successfully apply for a Mari Savings Account and a Mari Credit Card.
- Instant Loan Bundle
- Receive S$18 cash when you successfully apply for a Mari Savings Account, Mari Credit Card, and Instant Loan.
New User Rewards
- Mari Fixed Deposit
- Lock in 2.58% p.a. for 1 month on S$5,000 to S$20,000 placement. Deposits are insured up to S$100,000. T&Cs apply.
- Mari Credit Card
- S$30 welcome cashback when you spend a minimum of S$300 (excluding Shopee spend) within 30 days of card approval — equivalent to an extra 10% cashback.
- S$50 off Shopee voucher pack
Other terms and conditions apply.
Download the app and sign up for a Mari Savings Account using the referral code:
6ABQ88AS
Table of Contents
About MariBank Singapore
MariBank is a digital bank in Singapore launched by Sea Limited, the parent company of Shopee and Garena. It is one of the digital banks licensed by the Monetary Authority of Singapore (MAS) as part of Singapore’s initiative to promote greater competition and innovation in the banking sector.
Key highlights of MariBank include:
- Parent Company: Sea Limited, a global consumer internet company best known for Shopee (e-commerce) and Garena (digital entertainment).
- Digital Banking Services: MariBank offers digital-first banking products such as savings accounts, loans, credit cards, and investment-related services, designed for everyday consumers.
- Technology-Driven Experience: Leveraging Sea Limited’s ecosystem and technology capabilities, MariBank provides features such as instant account opening, seamless digital payments, and integrated Shopee transactions.
- Regulatory Oversight: As an MAS-licensed bank, MariBank is subject to Singapore’s banking regulations, including requirements on capital adequacy, risk management, and consumer protection.
Awards and Accolades
- New Virtual Bank of the Year (Singapore) – Asian Banking & Finance Retail Banking Awards 2024
- Ecosystem Initiative of the Year (Singapore) – Asian Banking & Finance Retail Banking Awards 2024
- Digital Lending Solution – Global SME Banking Innovation Awards 2024
Monetary Authority of Singapore (MAS) Licence
MariBank Singapore Private Limited is licensed by the Monetary Authority of Singapore.
Licences as of 18 July 2024:
- Exempt Capital Markets Services Entity
- Dealing in Capital Markets Products
- Collective Investment Schemes
- Providing Custodial Services
- Dealing in Capital Markets Products
- Local Bank
Key MariBank Products and Services
Mari Savings Account
As of January 2026, the Mari Savings Account offers an interest rate of 0.88% p.a., with interest credited daily.
Reasons to open a Mari Savings Account:
- No minimum deposit required
- No salary crediting required
- No minimum spending requirement
- Interest is calculated daily based on the previous day’s balance and credited daily
- Seamless payments on Shopee
- Use your Mari Savings Account to check out on Shopee or top up your ShopeePay wallet, with access to exclusive Shopee-linked rewards
How to link your Mari Savings Account to Shopee
Refer to the official FAQ:
How do I link and pay with my MariBank account(s) on my Shopee app?
Is your money safe?
Singapore-dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation (SDIC) for up to S$100,000 per depositor per Scheme member, as prescribed by law. Foreign-currency deposits, dual-currency investments, structured deposits, and other investment products are not insured.
Overseas Remittance
Send money overseas directly from your Mari Savings Account at competitive foreign exchange rates.
Mari Invest
Mari Invest provides access to selected investment products, including the Lion-MariBank SavePlus Fund.
The Lion-MariBank SavePlus Fund is managed by Lion Global Investors and primarily invests in MAS Bills and high-quality bond funds. The fund aims to offer potentially higher yields than traditional SGD fixed deposits, while maintaining a relatively conservative risk profile. It is distributed digitally and offered exclusively to MariBank customers.
Compared with traditional savings options such as fixed deposits, Mari Invest offers greater flexibility, allowing customers to invest and withdraw funds with ease.
As of early February 2026, Mari Invest SavePlus reflects a projected yield of up to 1.59% p.a., based on prevailing market conditions. Customers can start investing from as little as S$1, with no lock-in period. Returns are not guaranteed.
Other investment options include Mari Invest Income and Mari Invest Gold, which is backed by physical gold vaulted in Singapore.
Mari Credit Card
The Mari Credit Card is positioned as a high-value cashback credit card with no cap on cashback earnings.
Key features include no annual card fee and exclusive Shopee-related benefits.
Cashback benefits (verified as of January 2026):
- 1.5% Shopee Coins on Shopee spend
- 1.5% cashback on the first S$1,500 of overseas spend, with no foreign transaction fees
- 1.5% unlimited cashback on local card spend
Terms and conditions apply.
Mari Instant Loan
Mari Instant Loan is an unsecured personal loan offered digitally via the MariBank app, designed for short-term financing needs. Eligible customers can apply directly in-app, with credit assessment conducted by MariBank.
Key features of Mari Instant Loan include:
- Fully digital application and management via the MariBank app
- No collateral required
- Flexible repayment tenures, subject to approval
- Funds disbursed directly into your Mari Savings Account upon approval
Interest rates, loan amounts, and repayment terms are subject to MariBank’s credit assessment and prevailing terms and conditions. Approval is not guaranteed and depends on the applicant’s credit profile.
Important considerations
- Borrowers should assess their repayment ability carefully before taking up any loan.
- Late payment fees and additional charges may apply if repayments are missed.
- Interest rates are subject to change and may differ between customers.
For full eligibility criteria, fees, and repayment terms, refer to the official MariBank Instant Loan product page and terms and conditions.
Tip: Check Shopee deals and vouchers
Before checking out on Shopee, remember to browse available vouchers and promotions that can be stacked with Mari Credit Card payments.
Disclaimer
This article is for general information only and does not constitute financial advice, investment advice, or an offer or solicitation to purchase any financial product or service. All information is based on publicly available sources and is accurate as at the stated dates, unless otherwise specified.
Interest rates, fees, promotions, rewards, and product features are subject to change at the discretion of MariBank Singapore Private Limited. Approval for accounts, credit cards, loans, and investment products is subject to eligibility criteria and MariBank’s assessment.
Deposit insurance coverage is provided by the Singapore Deposit Insurance Corporation (SDIC), subject to the terms and limits prescribed under the Deposit Insurance and Policy Owners’ Protection Schemes Act.
You should read the full terms and conditions and consider your own financial situation before applying for any financial product. Where applicable, investment products are not deposits and returns are not guaranteed.
Auntiehuat
Web Administrator
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