GXS FlexiLoan Referral Promotion

About GXS FlexiLoan

GXS FlexiLoan is a personal loan with low interest and flexible repayments. It is provided by GXS Bank Pte. Ltd. (202005626H), which holds a banking license and is regulated by the Monetary Authority of Singapore.

In case of emergency or unexpected expenses, you’ll have a credit line on standby with your GXS FlexiLoan account

It is like a credit line from GXS Bank. You need to sign up for GXS FlexiLoan separately after downloading the GXS app and opening a GXS bank account.

Reasons to choose GXS FlexiLoan

• No fees: GXS doesn’t charge annual, processing, early repayment or late fees with GXS FlexiLoan.
• Flexible borrowing: Whether it’s S$200 or S$10,000, draw multiple loans from your GXS FlexiLoan credit line whenever you need.
• Flexible repayments: Choose your repayment date and loan tenure. Save on interest when you repay your loan early.

How to get started with GXS FlexiLoan

1. Get the GXS app and sign up for a GXS FlexiLoan account. Easily view your available credit limit and interest rate.
2. Enter your loan amount, choose your repayment tenure (2 to 60 months) and select your preferred monthly repayment date.
3. Receive the funds in your preferred bank account within minutes.

Products

Balance Transfer

Instant cash at 0% interest, with a low one-time fee and low monthly repayments.

Instalment Loan

Based on March 2025 rates, enjoy competitive interest rates starting from just 2.88% p.a. (EIR 5.45% p.a.), with no fees and equal monthly repayments.

GXS Reno Club

Bring your dream space to life with a loan bundle from just 1.88% p.a. (EIR 3.47% p.a.). [April 2025]

Receive exclusive perks from GXS Bank, Grab and Singtel for all your home needs!

Three easy steps to enjoy GXS Reno Club benefits:

1. Download the GXS Bank app.
2. Sign up for a GXS FlexiLoan account.
   • See your personalised interest rate and credit limit upon approval.
3. Draw an Instalment Loan.
   • Draw an Instalment Loan of min. S$15,000, with a tenure of min. 12 months. Name your loan “RENOCLUB”.

That’s it! You will receive your GXS Reno Club benefits in an email within one month.

​Managing your debts

Check out the post ‘​Managing debt: What you can do’ on moneysense.gov.sg

Where to get help

You can consider:

• contacting Credit Counselling Singapore for help to resolve your debt problems.
• applying for a Debt Consolidation Plan, if you have unsecured debts exceeding 12 times your monthly income. Your debts from different banks will be consolidated with one of the participating banks at a lower interest rate.