FWD Insurance Friend Referral Program

simple. reliable. direct. insurance the way it should be..

Get a 2% referral discount on top of the best online offers on FWD when you use the referral link. Terms and conditions apply.


  • applicable to all FWD insurance products purchased under the individual category, except for the purchase of Endowment and HDB Fire insurance products.
  • not valid for policy renewal, policy endorsement, policy extension, policy shortening, policy reinstatement, and policy cancellation.

How it works? The referral discount automatically stacks with the best deal FWD is offering.

For example, if there is a FWD promotion for a 25% discount on cancer protection plans with promo code ‘CAN25’, you should NOT enter the promo code (i.e ‘CAN25’); you should use the referral link instead for a better deal.

Sample premium ($148) of a FWD cancer protection plan without any discounts
Sample premium ($148) of a FWD cancer protection plan without any discounts

After clicking on the ‘Continue’ button, the discounted premium ($108.78) for using the referral link is displayed.

After clicking on 'Continue' button, the discounted premium ($108.78) is displayed
After clicking on ‘Continue’ button, the discounted premium ($108.78) is displayed

This premium is computed as follows: $148 x 0.75 (25% discount promo using ‘CAN25’) x 0.98 (2% referral discount) = $108.78

If you had entered the promotion code ‘CAN25’ instead, you would be quoted a higher premium of $111.

Sample FWD cancer protection plan with promo code CAN25
Sample FWD cancer protection plan with promo code CAN25
Table of Contents

About FWD Insurance

Established in Asia in 2013, FWD is the insurance business of investment group, Pacific Century Group.

In Singapore, FWD offers a direct-to-consumer (DTC) platform that allows customers to buy their preferred life and general insurance products directly from the FWD website; as well as a network of preferred Financial Advisory (FA) firms for customers who want to speak with an advisor before committing to an insurance plan.

FWD started its Singapore operations back in 2016 and recently turned 6 in September 2022. Here are the key moments in their Singapore journey thus far:

Experience Sharing

My FWD Home Insurance purchase

I purchased a ‘Home’ insurance from FWD. The process was completely online, simple and fast. I completed everything within 5 minutes.

You can purchase the policy whether you are living on the property or renting it out.

FWD provides coverage for condo, landed and HDB properties.

You can also customize the amount of coverage you want and for small additional charges, you can opt for:

  • personal accident (for the household)
  • pet dog/cat coverage

What’s more, if you hire a maid or install security devices at home, you will enjoy an additional discount!

Travel Insurance with coverage for pre-existing medical conditions

As one of the few insurers in Singapore who offers coverage for pre-existing medical conditions, FWD empowers you and you loved ones to explore new horizons and celebrate living without being held back by your medical conditions.

In May 2024, FWD launched the Travel insurance with coverage for Pre-existing Medical Conditions.

Birthday Benefits

Visit the birthday benefits blog post to find out more.
Web Administrator

While we do our best to maintain up to date information on the available referral promotions, their terms and conditions do change frequently. We do not warrant, endorse, guarantee, or assume any responsibility for any loss caused by content on this website. Content may contains affiliate links, and at no cost to you, we may earn a commission when you click on them.