Friz Referral Programme. Get $20 free credits.

A financial solution that understands your needs

IMPORTANT: Referral and card spend cashback programme will be discontinued from 7 July 2022 onwards.

Get $20 credited into your Friz Virtual Debit Card upon signing up with the referral link or referral code: CHA-eqNBAD, and fulfilling one of the following conditions:

  • Spend S$500 (spendings through e-wallet or AXS will be excluded) or more on the Friz debit card
  • Successfully apply for Friz credit line
  • Get paid S$500 or more for invoices issued using Friz
Table of Contents

About Friz

Financial Solution for digital entrepreneurs, freelancers, creators, and independent workers

Launched in April 2020, Friz is a neobank offering a tailored debit card, credit line and invoice solution to digital entrepreneurs, freelancers, creators, and independent workers.

The Singapore-based fintech startup is backed by prominent angel investors like Y Combinator, 500 Startups, and Iterative.

Friz backers and partners


Debit Card

Friz debit card

Friz debit card is absolutely free and easy to use.

  • Digital debit card issued instantly - zero paperwork.
  • Free application with zero annual fees.

The debit card issuance is immediate and delivered ready to spend. The Friz virtual card can be used for any E-commerce transactions.

You can load money on the debit card through a FAST transfer from an SGD denominated bank account or through SWIFT for an account with a non-SGD currency. Forex conversion charges apply if you add money from a non SGD account.

Any money you deposit to the Friz debit card is safely stored with Friz’s sponsor banks. You can freely spend and access these funds just like you would with any debit card.

Google Pay integration

In November 2021, Friz announced that the card can now be added into Google Pay. This allows us to start using our Friz card in-store at places like NTUC and F&B outlets, as well as on public transport.


Tired of getting rejected from personal loans and credit cards by banks? The Friz credit line is here to tide you through your cashflow problems.

  • No monthly payslips needed, better approval rates and no need for documents you don’t have.
  • Borrow up to $10,000 as your business safety net during tough times.
  • Quick and hassle-free online application in less than 8 minutes.


Get paid on time by clients anywhere in the world.

  • Register for a free account and issue invoices through Friz.
  • Option to get paid in advance on invoices sent through Friz so you don’t have to worry about late payments.
  • Manage all your invoices in one place - keep track of your income and business.

My experience

Signing up

Signing up is done through Singpass MyInfo and only took me a few minutes.

Sign up for Friz with Singpass MyInfo

Do note that you need to confirm your email when signing up. Check your “Junk” folder if you do not receive the email.

Web Administrator

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