Etiqa Insurance Referral Code: R104205 (Referral Promo)

Easy to buy, fast to claim

Make your first online purchase and you enjoy a 5% discount on your premium for eligible policies.

Click here to purchase, or you may also use the referral code R104205 during payment. T&Cs apply.

Table of Contents

About Etiqa

Etiqa offers life and general insurance solutions in Singapore for personal and business needs. It is part of the Malaysian banking group,


TripZilla Excellence Awards 2022

Triple winner at TripZilla Excellence Awards 2022
Triple winner at TripZilla Excellence Awards 2022

What discounts are available with referral code?

You may receive 5% discount on the premium for eligible insurance policies. Refer to the table below:

Discount percentage info
Screenshot of eligible referral discounts on 4/1/2024
The promotion is only valid for non-existing customers and for the first online purchase with Etiqa.

Why should you insure with Etiqa?

Award winning Travel Insurance product

The award winning travel insurance product offers value added services like:

  • Full refund if you need to cancel your travel policy
  • Get paid upon a 3-hour flight delay, even without submitting a claim
    • most insurers only accept claims after a 6-hour flight delay
  • Pre-existing conditions coverage
    • Etiqa is one of the few insurers with policies that covers pre-existing medical conditions. This is especially useful for elderly travellers who have medical conditions.
  • 24-hour worldwide emergency travel support
  • Flight check-in reminder
  • Baggage belt collection details

Personal experience sharing

Extending travel insurance

In February 2023, my mother wanted to extend her visit in Malaysia for another week. Thus, I called up Etiqa to inquire about extending her travel insurance.

The CSO asked for the extension reason, then helped to seek approval from the underwriters department. Upon approval, I received an invoice via email and paid the additional premium via PayNow. The whole process took 2-3 hours to complete.

Note: insurance companies will generally not provide you a travel insurance policy once you’re already on your trip, so buying a new travel insurance for my mum wasn’t an option. Neither would it have been economical.

Birthday Benefits

Visit the birthday benefits blog post to find out more.
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