App Referral Code: sgreferralpromo (Receive US$25 worth of CRO)

The World’s Fastest Growing Crypto App

Receive $25 USD worth of sign-up bonus after you sign up with App via the referral link or code: sgreferralpromo, and stake CRO for a metal Visa Card.

See ‘BG25 Referral Program’ for details.

The Exchange is NOT the web based version of App. It is an entirely different platform that requires a separate sign up and has it’s own set of referral benefits.

Recommended read: App & Exchange. Should you sign up for both?

Table of Contents

About the BG25 Referral Program

How to sign-up with a referral?

  1. Click on the referral link and submit your email.
  2. Download App on App Store or Google Play
  3. Sign up with the submitted email

Option B: Add Referral Code via App Sign-Up Screen

  1. Download App on App Store or Google Play
  2. Tap on “Invited? Add Referral Code” above “Sign Up” button
  3. Add the referral code: sgreferralpromo

Receiving the CRO referral benefits.

After you sign up and pass the KYC verification, you will receive the sign-up bonus ($25 USD of CRO locked in your CRO Wallet).

The bonus can be unlocked by purchasing and staking SGD$500 worth of CRO for a metal Visa Card. Put simply, you need to invest SGD$500 worth of CRO to receive the referral benefit.


As of 21 June 2021, the Exchange is ranked #20 on

Is it regulated in Singapore?

In June 2023, announced that it had received its Major Payment Institution (MPI) licence for Digital Payment Token (DPT) services from the Monetary Authority of Singapore (MAS).

This license enables to offer a range of payment services within the Payment Services Act, including Digital Payment Token (DPT) services to customers in Singapore.

What is the Visa Card?

The Visa Card is a prepaid card. Broadly speaking, prepaid cards are the same as debit cards. The difference is that debit cards are linked to your bank account, but prepaid cards need to be topped up. For Visa Card, you can top up using bank account transfers, other credit/debit cards, or crypto-currency.

All card rewards are paid in CRO and deposited into your Crypto Wallet in the App.

Staking CRO to get a Visa Card

To put simply, you need to “stake” (i.e buy and hold) a certain amount of CRO for at least 180 days to get a Visa Card and receive the referral benefits.

Learn more about staking CRO here.

View the different available cards here. Visa Card tiers and benefits (as on 25/6/2022) Visa Card tiers and benefits (as on 25/6/2022)
After 180 days, you’re allowed to sell your CRO stake, while still keeping your Visa Card (you lose some card-specific perks if you do, however).

Sharing my App experience

Signing up

Signing up was a relatively easy process. The KYC process involved having to scan my NRIC and the app would guide you to take a selfie.

Tip: I had problem getting the app to recognise my NRIC placed on a white table and it only worked when I placed the NRIC on a dark background.

I signed up around midnight on a weekend and the app said verification would take 1-2 days but it actually completed within minutes.

Verification of address

After the sign up was completed, I logged into the app and had to verify my address. For this, you have to upload a utility bill, bank statement or government correspondence.

As mentioned, I did this around midnight on a weekend and the result of this process was not available immediately.

0% Credit/Debit Card Fees for the First 30 Days!

New users can trade with credit/debit cards with no fees for 30 days. This is very convenient but beware that some banks charge an advance fee for paying to crypto related businesses.

To avoid such a scenario, what I did was to purchase using my Wise account debit card.

FAST network support for SGD Fiat Wallets

From 19 Apr 2022, App users in Singapore can enjoy zero-fee deposits and withdrawals using FAST (Fast and Secure Transactions). With a simple setup process, FAST gives users a quick and secure way to fund their account for crypto purchases.

In addition, users can enjoy a higher deposit and withdrawal limit of SGD 200,000 per transaction. does not charge any fees. However, fees may be applied by users’ bank and/or their intermediary banks, and any such fees shall be borne by users entirely.

See setup instructions in official announcement by

What is FAST?

FAST (Fast and Secure Transactions) is a real-time interbank funds transfer service that enables customers of the participating banks to transfer Singapore Dollar funds from one bank to another in Singapore securely and almost instantly. "

Learn more on crypto investing in Singapore

For more crypto-related insights and promotions from a Singapore perspective, visit

Below are some App related content you might find useful:

Cryptocurrency is a high-risk investment. The value of cryptocurrency can fluctuate significantly and you may lose the capital you invest. Before investing, educate yourself about cryptocurrencies and to familiarise yourself with the risks involved.
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