Circles.Life Referral Code – 400GB 5G Plan + Zerofy Cashback
It’s always a good time at Circles.Life

Circles.Life Referral Exclusive Plan
Sign up using the referral link below to enjoy:
- 📶 400GB 5G data for
$18$13/month- $13/month is after a $5 bill waiver applied for the first 6 months (total $30)
- ✈️ 12GB monthly roaming to Malaysia, Indonesia, Thailand, Taiwan, Bangladesh, Hong Kong and Sri Lanka
- 📞 Unlimited local calls
- 🪙 Up to $20 bonus cashback via Circles Zerofy
- $2 after your first confirmed Zerofy transaction
- $18 after your second confirmed Zerofy transaction
- 🎁 Unlimited access to CirclesAI within the Circles.Life app
Subject to the Circles.Life Referral Programme Terms and prevailing promotion conditions.
Table of Contents
Is the Circles.Life Referral Plan Worth Considering?
The referral plan bundles a temporary bill waiver, roaming data, unlimited local calls and conditional Zerofy cashback. Whether it offers better value than a public plan depends on the promotions available when you sign up and whether you intend to use Circles Zerofy.
Always review the final checkout page to confirm the price, inclusions and current promotion terms.
What Is Circles Zerofy?
Circles Zerofy is a shopping cashback programme within the Circles.Life app. It is separate from the Circles Zerofy Cashback Card described below.
Instead of just paying your bill, Zerofy allows you to:
- Earn cashback from participating merchants
- Receive promotional bonus credits
- Accumulate rewards in your Zerofy wallet
- Automatically apply cashback to reduce your mobile bill
This means your mobile plan can partially pay for itself over time.
What Is the Circles Zerofy Cashback Card?
The Circles Zerofy Cashback Card is a Visa Platinum debit card managed directly inside the Circles.Life app.
It is not a traditional bank credit card. It is a debit card designed specifically for cashback earning within the Zerofy ecosystem.
Key Features
- 💳 Earn instant cashback on eligible spend
- 🚫 No minimum spend requirement
- 📈 No cashback cap (subject to prevailing terms)
- 🌍 Accepted globally wherever Visa is supported
- 📱 Fully managed within the Circles.Life app
The card is built on Airwallex’s embedded finance platform and backed by Visa.
How the Zerofy Cashback Card Works
- Apply and activate the Zerofy Cashback Card via the Circles.Life app
- Use the card for everyday purchases (e.g. subscriptions, shopping, food delivery, travel)
- Earn instant cashback on eligible transactions
- Cashback is reflected in your Circles Zerofy balance
- The card can optionally be used as a payment method for your Circles.Life bill, but it also functions as a general-use payment card
Who Should Consider This Plan?
This referral deal may suit you if:
- You prefer a plan without a traditional long-term telco contract
- You consume large amounts of data
- You travel regionally and value built-in roaming
- You want to earn cashback from everyday spending
- You like offsetting your mobile bill via rewards
Final Thoughts
Circles.Life remains one of Singapore’s more flexible digital telcos.
With this referral bundle, you get:
- 400GB 5G data
- Monthly roaming
- $30 bill waiver (via $5 × 6 months)
- Up to $20 conditional Zerofy bonus cashback
- Access to the Zerofy Cashback Card ecosystem
Promotions, pricing and cashback mechanics may change. Always review the checkout page and official terms before confirming sign-up.