Circles.Life Referral Code – 400GB 5G Plan + Zerofy Cashback
It’s always a good time at Circles.Life

Circles.Life Referral Exclusive Plan
Sign up using the referral link below to enjoy:
- 📶 400GB 5G data for
$18$13/month- $13/month is after a $5 bill waiver applied for the first 6 months (total $30)
- ✈️ 12GB monthly roaming to selected Asian destinations
- 📞 Unlimited local calls
- 🪙 Up to $20 bonus cashback via Zerofy
- 🎁 Free AI bundle
Subject to prevailing promotion terms and conditions.
Table of Contents
Is the Referral Plan Cheaper Than Normal Sign-Up?
Yes — this referral-exclusive plan generally offers better overall value compared to standard public sign-up.
Always review the final checkout page to confirm current pricing and inclusions.
What Is Circles Zerofy?
Zerofy is Circles.Life’s integrated cashback and rewards ecosystem within the mobile app.
Instead of just paying your bill, Zerofy allows you to:
- Earn cashback from participating merchants
- Receive promotional bonus credits
- Accumulate rewards in your Zerofy wallet
- Automatically apply cashback to reduce your mobile bill
This means your mobile plan can partially pay for itself over time.
What Is the Circles Zerofy Cashback Card?
The Circles Zerofy Cashback Card is a Visa Platinum debit card managed directly inside the Circles.Life app.
It is not a traditional bank credit card. It is a debit card designed specifically for cashback earning within the Zerofy ecosystem.
Key Features
- 💳 Earn instant cashback on eligible spend
- 🚫 No minimum spend requirement
- 📈 No cashback cap (subject to prevailing terms)
- 🌍 Accepted globally wherever Visa is supported
- 📱 Fully managed within the Circles.Life app
The card is built on Airwallex’s embedded finance platform and backed by Visa.
How the Zerofy Cashback Card Works
- Apply and activate the Zerofy Cashback Card via the Circles.Life app
- Use the card for everyday purchases (e.g. subscriptions, shopping, food delivery, travel)
- Earn instant cashback on eligible transactions
- Cashback is credited into your Zerofy wallet
- The accumulated cashback can be used to offset your Circles.Life mobile bill
This creates a loop where your spending generates credits that reduce your telco expenses.
Who Should Consider This Plan?
This referral deal may suit you if:
- You prefer a no-contract mobile plan
- You consume large amounts of data
- You travel regionally and value built-in roaming
- You want to earn cashback from everyday spending
- You like offsetting your mobile bill via rewards
Final Thoughts
Circles.Life remains one of Singapore’s more flexible digital telcos.
With this referral bundle, you get:
- 400GB 5G data
- Monthly roaming
- $30 bill waiver (via $5 × 6 months)
- Zerofy cashback opportunities
- Access to the Zerofy Cashback Card ecosystem
Promotions, pricing and cashback mechanics may change. Always review the official terms before confirming sign-up.