BigPay Referral Code: JBTNUSVY64
A digital account that makes managing money easy

Hey! Use the referral code: JBTNUSVY64 to sign up for BigPay and get rewarded with S$5, after you receive and activate your physical card. Terms and Conditions apply.
Enjoy great exchange rates for overseas spending and international money transfers! There’s more but I’ll let you experience it for yourself.
Table of Contents
What is BigPay?
BigPay is a mobile wallet with a prepaid Visa card feature, launched by AirAsia. It provides a range of financial services, including money transfers, budgeting tools, and cryptocurrency top-ups.
BigPay in Singapore
BigPay Singapore Pte Ltd is licensed by the Monetary Authority of Singapore (MAS) as a ‘Major Payment Institution’ under the Payment Services Act to provide the following services:
- Account Issuance Service
- Domestic Money Transfer Service
- Cross-border Money Transfer Service
- E-money Issuance Service
BigPay Account
A BigPay account is a digital wallet that simplifies financial management through an intuitive mobile app.
No Account Fees
- It’s free to sign up and get a BigPay card.
- No annual or inactivity fees.
- Users must top-up $20 upon registration, which is fully spendable after card activation.
Overseas Cash Withdrawal Support
- Users can withdraw money overseas using their BigPay card, similar to a traditional bank card.
Security Features
BigPay is regulated by Bank Negara Malaysia and Monetary Authority of Singapore (MAS) and includes robust security measures:
- 3D Secure for online transactions.
- Account protection via PIN, OTP, and biometric authentication.
- AI-powered fraud detection that can freeze accounts proactively.
- Instant card freezing via the app in case of loss or theft.
Remittance Services
Low-Cost International Transfers
Users can transfer funds from their BigPay account to more than 45 countries including:
- China, Australia, Vietnam, Indonesia, Singapore, Thailand, the Philippines, India, Bangladesh, and Nepal.
- Transactions are 100% digital with transparent fees and clear transfer timelines.
BigPay daily exchange rates for international bank transfer
You can check the daily rates on Telegram:
BigPay’s Ecosystem
Visa Card
- Users enjoy low fees when transacting overseas.
Physical & Virtual Cards
- Physical Card: Use for in-person and online transactions worldwide.
- Virtual Card: Enhanced security for online purchases. Users can delete and regenerate their virtual card.
- if you are buying something online from a website for the first time and you are not sure if your card details are safe, then you should use your virtual card.
Alipay+ Payments
You can both scan Alipay+ QR codes and generate your own QR code for the store to scan on your BigPay app.
Experience Sharing
Unable to login to BigPay app
In April 2024, I suddenly had trouble logging into the BigPay app. Whenever I entered my mobile number and clicked login, an “unknown error” message in red would appear at the bottom of my phone’s screen.
Clearing the app data and cache did not help. When I search on Google, nobody else seemed to have the same issue as me.
I finally resolved my login issue by uninstalling the BigPay app before reinstalling.
PSA: Beware of illegal activities
Keep your account safe. Never facilitate fraud and money laundering by being a money mule.
- Stay away from deals offering to purchase your account.
- Never let someone else access or watch you access your account.
- Don’t make payments on behalf of another person.
- Never share login details of your account with someone else.