AXS Rewards Referral Code: 5ETX9YU9 – Earn Rebates on Bill Payments in Singapore
Your bills just got more rewarding!

Earn rewards from your usual bill payments — yes, really.
Both you and I will receive 50 bonus AXS coins when you:
- Sign up with AXS Rewards using the referral code: 5ETX9YU9 or the referral link
- Pay your first bill via the AXS m-Station app
Subject to prevailing terms and conditions.
Table of Contents
What Is AXS Rewards?
AXS Rewards is a loyalty programme by AXS that allows users to earn rebates in the form of AXS coins when paying bills through the AXS m-Station mobile app.
Instead of earning credit card miles or cashback, users accumulate AXS coins, which can later be redeemed for vouchers and rewards within the app.
AXS supports bill payments to 800+ organisations in Singapore, covering utilities, government agencies, insurance providers, telcos, schools, and more.
How AXS Rewards Works
Users earn AXS coins based on the number and type of bills paid each month.
AXS Coins Earn Rates
| Action | AXS Coins Earned |
|---|---|
| Pay 1 non-recurring bill | 10 coins |
| Pay 1 recurring bill | 15 coins |
| Pay 3 bills in a single month | 30 bonus coins |
For example, paying three non-recurring bills in one month earns:
- 30 coins from individual payments
- 30 bonus coins
- Total: 60 AXS coins
Each bill counts once per month for rewards eligibility. Payments to the same organisation may still qualify separately if they are for different accounts.
What Are AXS Coins Worth?
AXS coins can be redeemed for vouchers within the AXS app.
Voucher Redemption Options
| Reward | Coins Required |
|---|---|
| S$2 AXS Voucher | 400 coins |
| S$5 AXS Voucher | 1,000 coins |
| S$10 AXS Voucher | 2,000 coins |
From time to time, AXS may also introduce limited-time redemptions such as Sure-Win Mystery Boxes, which offer variable rewards at lower coin costs. Availability and pricing are subject to change.
Supported Bill Categories
AXS Rewards generally applies to most bill types supported by AXS, including:
- Utilities (electricity, water, gas)
- Government payments and taxes
- Insurance premiums
- Telco and internet bills
- Education and school fees
- Credit card bills
- Town council and conservancy charges
The exact list of supported organisations can be found within the AXS app.
Does AXS Rewards Replace Credit Card Rewards?
No. Most credit card issuers do not award miles or cashback for AXS bill payments, as such transactions are typically excluded from card rewards programmes.
AXS Rewards therefore operates independently of your credit card benefits. Any value earned comes from redeeming AXS coins, not from your card issuer’s rewards. Some cards may still provide limited cashback on AXS transactions, but this depends on the card’s terms and is not guaranteed.
How to Start Earning AXS Rewards
- Download the AXS m-Station app
- Sign in or register for an AXS account
- Pay eligible bills through the app
- Earn AXS coins automatically based on your monthly activity
Final Thoughts
AXS Rewards offers a simple way to earn small rebates on bill payments that would otherwise earn nothing. While the rewards are modest, the programme can still be worthwhile for users who already rely on AXS to manage multiple monthly bills.
As with most rewards programmes, earn rates and redemption options may change over time, so it’s best to refer to the AXS app for the latest details.
Also by AXS: AXS Drive
AXS also operates AXS Drive (see referral post), a mobile app that allows users to pay for parking at participating car parks in Singapore.