Atome Referral Promo

Buy what you love & pay later

Hey, I’m giving you S$10 OFF your first Atome purchase when you sign up with the referral link! Shop smart like me and split your bills with zero interest today.

Minimum spend of $40 is required to use the $10 off coupon.

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About Atome

Shop the hottest brands with the Atome app, and pay only 1/3 today! Get the shopping experience you deserve with Atome

Atome is a leading Buy-Now Pay-Later (BNPL) brand in Asia.

Launched in December 2019, Atome is pronounced “A-To-Me” and stands for “Available to Me”. They partner over 5,000 leading online and offline retailers across fashion, beauty, lifestyle, fitness and homeware.

The service is available in 9 markets across Southeast Asia and Greater China. Atome is part of Advance Intelligence Group, a Series-D AI-driven technology company headquartered in Singapore, with operations across South and Southeast Asia, Latin America and Greater China.

Advance Intelligence Group is ranked No. 1 on LinkedIn’s 2021 Top Startups List in Singapore.

How it works?

For consumers, Atome is totally free to use, as long as:

  • You have maintained at all times a sufficient balance or credit limit in your account to enable the Bank to make the requisite debits for your purchases and/or
  • You do not miss paying your payments.

To get started:

  1. Select Atome
    • If you’re shopping online, select Atome during checkout. If you’re at a participating offline store, just scan the QR code at the cashier.
  2. Make payment
    • Atome automatically splits your bill into 3 equal payments. You’ll pay the first payment at the point of purchase. The next two payments will be spread 30 days apart. No interest or hidden charges, ever.
  3. Check bills
    • Check the status of your payment schedule under “Bills” in the Atome app. You’ll also be informed when your payment cycle is complete. That’s it!

Earn Atome+ points

Atome+ is the loyalty rewards programme of Atome. For every dollar spent using Atome, you will earn 1 Atome+ point.

You can choose to use your points to:

  • directly offset your purchase (up to 30% of bill amount)
  • redeem one of the many vouchers from Atome+ rewards.
  • take part in sure-win ‘Spin and Win’ draws

Payment options

Currently, Atome accepts credit/debit cards and Apply Pay.

Brands partnering with Atome

Here is a subset of brand partners that work with Atome:

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