Atome Referral Promo
Buy what you love & pay later

Hey, I’m giving you S$10 OFF your first Atome purchase when you sign up with the referral link! Shop smart like me and split your bills with zero interest today.
Minimum spend of $40 is required to use the $10 off coupon.
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About Atome
Shop the hottest brands with the Atome app, and pay only 1/3 today! Get the shopping experience you deserve with Atome
Atome is a leading Buy-Now Pay-Later (BNPL) brand in Asia.
Launched in December 2019, Atome is pronounced “A-To-Me” and stands for “Available to Me”. They partner over 5,000 leading online and offline retailers across fashion, beauty, lifestyle, fitness and homeware.
The service is available in 9 markets across Southeast Asia and Greater China. Atome is part of Advance Intelligence Group, a Series-D AI-driven technology company headquartered in Singapore, with operations across South and Southeast Asia, Latin America and Greater China.
Advance Intelligence Group is ranked No. 1 on LinkedIn’s 2021 Top Startups List in Singapore.
How it works?
For consumers, Atome is totally free to use, as long as:
- You have maintained at all times a sufficient balance or credit limit in your account to enable the Bank to make the requisite debits for your purchases and/or
- You do not miss paying your payments.
To get started:
- Select Atome
- If you’re shopping online, select Atome during checkout. If you’re at a participating offline store, just scan the QR code at the cashier.
- Make payment
- Atome automatically splits your bill into 3 equal payments. You’ll pay the first payment at the point of purchase. The next two payments will be spread 30 days apart. No interest or hidden charges, ever.
- Check bills
- Check the status of your payment schedule under “Bills” in the Atome app. You’ll also be informed when your payment cycle is complete. That’s it!
Earn Atome+ points
For every dollar spent using Atome, you will earn 1 point.
You can choose to use your points to:
- directly offset your purchase (up to 30% of bill amount)
- redeem one of the many vouchers from Atome+ rewards.
- take part in sure-win ‘Spin and Win’ draws
Payment options
Currently, Atome accepts credit/debit cards and Apply Pay.
Brands partnering with Atome
Here is a subset of brand partners that work with Atome: